To Insure or Not to Insure, That is the Question.

“Should I take out travel insurance?” This is a question that travelers often debate. Is it worth the cost of the premium? Some people think that travel insurance is a glorified life insurance policy covering your life and limb when traveling but this accident coverage is just a small part of the package and a part that is hardly ever used. A good comprehensive travel policy offers so much more.

Buying travel insurance can be a difficult decision for some some folks.

One of the most important benefits of a travel policy is trip cancellation and interruption coverage. This protects your travel purchase against unforeseen illness or accident that keep you from traveling. When you are considering purchasing a policy be sure and look at the trip interruption portion. Will it reimburse your unused, non-refundable portion of the trip? If an unfortunate situation arises where you will have to return home for a covered reason, it can help cover the increased transportation costs of traveling home on short notice. The policy many also cover you for missed connections, travel delays and even work/business related reasons.

In the unlikely event you become sick or injured during your trip, emergency medical and dental coverage is important to have. It is surprising, the number of health insurance policies that do not cover medical services when you are traveling internationally. It is a good idea to check with your health insurance provider to see what kind of out-of-country coverage you have.

I hate it when my luggage is lost or delayed. It is so irritating to lose your personal items only to find out the airline covers virtually nothing. Your travel insurance Baggage Protection will help replace lost or damaged items, and if you have to wait for your bags to catch up, it is somewhat comforting to know that you will be reimbursed for items that fail to make it intact.

When should you buy travel insurance? I would suggest buying your insurance right after booking your trip. The price is the same whether you buy it a year before the trip or the day before you leave, but buying it early gives you the most coverage time, and sometimes gives you bonuses such as covering pre-existing medical conditions and supplier default.

Make sure to use a reputable insurance company. Over the years, we have offered several different companies and have found Access America to have the best coverage, also the most fair when it comes time to pay a claim. We highly recommend using them for all of your travel insurance needs whether traveling on your own or traveling with us.

Be sure and know what your insurance covers. Read your policy ahead of time and don’t hesitate to ask questions. Most of the time you will find that you are covered for more things than you thought.

No one wants to think about the “what ifs” so let travel insurance take away some of these worries. Even though the odds are low that you might have to file a claim, the security and peace of mind provided with travel insurance is worth every penny.

Wanted: Pancho Villa (You’d be Mean Too, If You Were a Man Named Dorothy)

Lee Klein, California Native founder, stands beside a statue of Pancho Villa in the city of ZacatecasPancho Villa, so the saying goes, was “hated by thousands and loved by millions.” He was a Robin Hood to many and a cruel, cold-blooded killer to others. But who was this colorful controversial hero of the Mexican Revolution and where did he come from?

Doroteo Arango, for that was Pancho Villa’s real name, was born in the state of Durango in 1878, a share-cropper peasant on a hacienda. According to the legend, one day when he was sixteen, he returned home from the fields to find that his sister had been raped by the owner of the hacienda, Don Agustin López Negrete. Doroteo took up his revolver, shot Don Agustin, and escaped into the mountains on a horse.

He became a cattle rustler and later joined a band of rustlers that was led by a man named Francisco “Pancho” Villa. In one of their many skirmishes with the law, the group was surprised by a group of rurales (mounted police) and Francisco was killed. Doroteo then took command of the gang and also assumed the name of the fallen leader. He may have done this to throw off those who hunted him for the murder of the hacienda owner or he may have done this to insure his authority over the group. Anyway, from that time on it was he who was known as Francisco “Pancho” Villa.

Wanted poster for Pancho Villa after he raided Columbus, New Mexico in 1916.Pancho Villa was a natural leader and was very successful as a bandit, leading raids on towns, killing, and looting. He was also involved in more legitimate ventures, including being a contractor on the Copper Canyon railroad.

In 1910, when the Mexican Revolution broke out, Villa was recruited by the revolutionary leader, Abraham Gonzalez. Villa put together an army of armed cowboys and ruffians and became the revolutionary general who led the war in the northern part of Mexico. His charisma and victories made him an idol of the masses.

In 1916, when an American merchant refused to deliver the arms to Villa’s army which they had paid him for, Villa entered the United States and raided the town of Columbus, New Mexico. He was pursued by General “Black Jack” Pershing through the mountains of the State of Chihuahua. Pershing’s pursuit of Villa ended in failure, causing him to telegraph back to Washington that “Villa is everywhere, but Villa is nowhere.”

The war ended in 1920, and many attempts were made on Villa’s life by relatives of persons he had killed. On July 20, 1923, while driving his car through the town on Parral, Chihuahua, he was assasinated. The men responsible were never identified.

Ham and Cheese Again

It’s a good thing we enjoy a good ham and cheese sandwich. On our recent trip to Argentina and Patagonia, we were amazed at the ubiquity of this tasty combination.

On a mountain top, overlooking the lakes of Bariloche, Argentina, California Native founder Lee Klein enjoys the view and another ham and cheese sandwich.On our very first day in Buenos Aires, exhausted from jet lag and very hungry, we stopped at an empanada stand. Empanadas are a staple of Argentinian food. Basically, they are dough folded around a filling and baked. The name comes from the Spanish verb empanar, meaning to wrap or coat in bread. The available fillings were meat, onions and cheese, or ham and cheese. We opted for the latter. Delicious! OK, it was the first day, but we found a great lunch. Along the way, in other towns, we stopped in grocery stores, bakeries, etc. and ham and cheese was the filling we could consistently count on for empanadas.

As we traveled through the country, on most of our excursions, hikes, and sightseeing walks, a sack lunch was usually included. In the bags were an abundance of items—fruits, chips, salads, snacks and a ham and cheese sandwich.

Because of the size of the Country, it is often necessary to fly from one place to another. We flew on Aerolineas Argentinas, a nice domestic airline that goes everywhere. On each domestic flight, no matter the distance, we were served—you guessed it—a ham and cheese sandwich (with a sweet dessert).

So, we are walking along and exploring a town on our own, and decide to stop at a restaurant or cafe for lunch. Maybe just pick up a quick sandwich? Looking at the menu under sandwiches, there are several options: ham and cheese, ham, cheese, ham and cheese and egg, ham and cheese and tomato, ham and egg…well you get the picture. Substitute the word “Spam” for “ham” and you have a Monty Python routine.

Why so much ham? Much of the cuisine in Argentina comes from the Spanish and Italian immigrants, and hams were very popular in both countries.

Rolling through the countryside and looking at the farmland, we see lots of cows (explaining the cheese and the milk in the wonderful cafe con leche), sheep, horses and other animals, but the one animal that seems to be missing is a pig. I guess all the hams are out to lunch!

California Natives Lunch With Mexico’s President Calderón

Mexico's President, Felipe Calderon, and California Native's President, Lee Klein, at luncheon in Mexico's Presidential Residence, Los Pinos.On May 21, 2010, California Native owners Lee and Ellen Klein were guests of Mexico’s President Felipe Calderón at a luncheon he held in Mexico City at Los Pinos, Mexico’s official presidential residence.

Guests at the luncheon were specially selected international tour operators, and members of the international press corps.

The event was the kick-off of an initiative to spur tourism in Mexico’s many beautiful and fascinating “non-beach-resort” destinations.

This year marks Mexico’s Bicentennial, as well as the Centennial of the Mexican Revolution. In recognition of these events, The Mexican Tourism Board has created “Rutas de Mexico,”—ten tourism routes covering the 31 States of Mexico.

We enjoyed a delicious lunch and listened to speeches from Gloria Guevara, Mexico’s new tourism minister, as well as the President himself, who spoke of each of the routes. He spent quite a bit of time on the Copper Canyon Route, and talked about the town of Batopilas, which is visited on most California Native Copper Canyon tours.
The California Native's Lee and Ellen Klein at luncheon in Mexico's Presidential Residence, Los Pinos.

As guests of the Tourism Board and President Calderón, we spent the next four days touring on the “Revolution Route,” which included many charming Colonial Cities, including Querétaro, San Miguel de Allende, Guanajuato, Zacatecas, San Luis Potosi and others.

Watch our blog for more on these cities, along with our other Mexican destinations of Copper Canyon, Chiapas and Yucatan.

Let’s Catch a Quetzal

The quetzal was a sacred symbol to the Aztecs and the MayasLet’s catch a quetzal—on camera that is. We can begin our hunt by hiking through the Monteverde cloud forest, on a California Native Costa Rica Adventure. If we are lucky, we may see this incredible looking bird winging its way through the sky. With its shimmering emerald green body, red belly, and blue back, the bird does not look real. Adding to this effect is his long flowing blue and green tail, twice as long as his 15 inch body. Truly, the Resplendent Quetzal is one of the most beautiful birds in the world.

To the Aztecs and Mayas, the quetzal was their most sacred symbol. Its name was derived from quetzalli, an early Aztec word for the bird’s beautiful tail feathers. The quetzal was a symbol of both freedom and wealth. Freedom, because a quetzal was believed to die in captivity, and wealth, because the Mayas were traders, and quetzal feathers along with jade were their most sought after treasures. They traded the feathers as far north as the central valley of Mexico and as far south as the Empire of the Incas. Only the priests were allowed to wear the feathers of the quetzal. It is said that the feathers were only taken from living birds which were then released to grow new feathers.

A Mayan legend describes how the bird got its crimson breast. When the Mayan chieftain Tecun Uman fell in battle, mortally wounded by the Spanish conquistador Pedro de Alvarado, a gold-and-green quetzal landed on his chest. As the chieftain died, the bird flew off, its breast forever stained with the blood of the Mayan.

During most of the year the quetzals are solitary birds. During breeding season, between March and June, they mate and produce two blue eggs. Both the male and female take turns at incubating the eggs. They feed by darting out of their nests to pluck fruit, insects and occasionally a lizard or frog from the forest canopy.

Originally endangered by local hunters seeking its feathers for religious ceremonies, the quetzal is now threatened by the destruction of its habitat and the demand for its live export.

Another Cerveza Please, and By The Way, What Is Cinco de Mayo?

In the United States we honor the Irish on Saint Patrick’s Day, the Italians on Columbus Day, and the Mexicans on Cinco de Mayo. But what the heck is Cinco de Mayo?

California Native founder, Lee Klein, gets into the spirit of Cinco de MayoMost Americans think that Cinco de Mayo (the 5th of May) celebrates Mexican Independence Day. Not so. Mexican Independence Day is September 16. Then what is Cinco de Mayo?

After Mexico won its independence from Spain in 1821, it went through forty years of internal power struggles and rebellions. By 1861 the country’s finances were so bad that the nation owed 80 million pesos in foreign debts. Mexico’s president, Benito Juarez, pledged to pay off these debts eventually but, as an emergency measure, he suspended all payment for two years.

In France, Napoleon III saw this as an opportunity to establish French colonies in Latin America. He believed that the United States was too involved with the Civil War to try and enforce the Monroe Doctrine, and that if the South won the war—and after the Battle of Bull Run it looked like they might—opposition to his plan would be minimal.

Emperor Maximilian didn't enjoy Cinco de MayoNapoleon enlisted England and Spain to join him in a mission to encourage Mexico to pay off its foreign debts. The mission began with the landing of French, English and Spanish troops at Vera Cruz. The French minister then demanded that Mexico pay 12 million pesos to France, an impossible amount, given the state of the Mexican treasury.

Napoleon then set up a provisional government with his personal emissary as its head, and brought in a much larger French army to enforce it. England and Spain, now realizing Napoleon’s scheme for French domination, protested France’s moves and withdrew their forces.

The French, now alone, marched 6000 dragoons and foot soldiers to occupy Mexico City. On May 5 (Cinco de Mayo), 1862, on their way to the capital, the French soldiers entered the town of Puebla. To stop the French, the Mexicans garrisoned a rag-tag army of 4000 men at Puebla, most of them armed with fifty-year-old antiquated guns. The French general, contemptuous of the Mexicans, ordered his men to charge right into the center of the Mexican defenses.

The handsomely uniformed French cavalry charged through soggy ditches, over crumbling adobe walls, and up the steep slopes of the Cerro de Guadalupe, right into the Mexican guns. When the shooting was over, the French ended up with a thousand dead troops. The Mexicans then counter-attacked and drove the French all the way to the coast.

Now the honor of France was at stake. Napoleon III committed an additional 28,000 men to the struggle. They eventually took over Puebla and Mexico City. Napoleon next arranged for the young archduke Maximilian (photo above), brother of Austria’s Emperor Franz Joseph, to establish himself as emperor of Mexico, as a way to set up a legitimate-seeming government, while insuring French interests in Mexico. Maximilian’s reign lasted just three years. On June 19, 1867, he was executed by a firing squad, four months after the last French troops left the country.

Every 5th of May in Mexico, school children throughout the country celebrate the victory of the Mexican people over the French at the Battle of Puebla, but these celebrations are minor compared to their counterparts in the United States, where millions of Americans drink beer, eat tacos and hold parties to celebrate Cinco de Mayo, even though they have no idea what the holiday is all about.

Happy Travelers in Copper Canyon

Hi Laurie,

We arrived back last night. The trip was F-A-B-U-L-O-U-S !!!!!!

Hotel Torres in the Copper Canyon town of El Fuerte.Thanks to you and California Native and the people you deal with, everything went like clockwork.

The Torres Hotel in El Fuerte absolutely “knocked our sox off.” So glad we ended up having three nights there. The restaurant is world class. Everyone from Jesus Torres to the chefs and the night watchman were charming and looked after us so well.

We could write a book about the rugged beauty and our delightful experiences touring the canyon.

Thank you!!!!!!

Frank and Carol Chandler
Halifax, NS
Canada

Mexico’s Copper Canyon: A Different View

Dear California Native,

We thought you might enjoy a different interpretation of a client’s Copper Canyon trip.

Except for a two hour customs wait at El Paso we loved the trip. All arrangements were well planned and executed with care. Rob was an excellent guide and we even survived his bad jokes.

We are professional photographers at work but our “travel photography” belongs to the world and we enjoy sharing it.

Keep traveling,

Eric & Wendy Bardrof
Williamsberg, VA

Bariloche: Patagonia is Not Just Glaciers

What do blue lakes, snow-capped mountains, roaring rivers, lush forest and chocolate have in common? All are found in abundance in and near the northern Patagonian city of San Carlos de Bariloche (known commonly as Bariloche). Bariloche sits in the foothills of the Andes, on the shore of Lake Nahuel Huapi, and at the foot of Cerro Catedral (Cathedral Peak), one of the most popular ski areas in Argentina.

Whitewater rafting in Baraloche, PatagoniaIn the winter (our summer), when the snows fall, South Americans flock to the city to take advantage of the many winter sports. In the summer and fall (our winter and spring), people come to hike, raft, kayak, fish, enjoy lakeside beaches, and much more. On our recent scouting trip to Argentina, we sampled some of the abundance of activities Bariloche has to offer. We hiked beautiful mountain trails, stopping for lunch at overlooks above clear blue lakes while giant condors flew to and from their nests on adjacent peaks. We river-rafted down the scenic Rio Manso all the way to the Chilean border. And we enjoyed sumptuous meals of pasta, lamb and steak—to re-energize ourselves after all that exercise.

Easter Chocolates on display in Baraloche, PatagoniaOh, did I mention chocolate? Bariloche is famous for it’s chocolate shops. Strolling from the quaint main square, with its wooden and stone alpine-look municipal buildings, down the main street, you are confronted on every block by at least two or three chocolate shops. We’re not talking about little shops—we are talking about big stores with cases and cases of chocolates by the pound, café sections for sampling decadent desserts, and aisles of every size box of chocolates you can imagine. Visit just before Easter as we did, and you can see some of the most beautifully decorated confections you can imagine. The store windows are like museums of chocolate. And, ALL of it is delicious! I know! I tasted! More than once!

Exploring the Glaciers of Patagonia

Visitors get up close and personal with a glacier in an ice field in PatagoniaWhat is blue, white, frosty and cold? If you guessed a type of drink, try again! It is a glacier in Patagonia, and there are hundreds of them to see. The California Native scouting team was on our third trip to explore the area in March. This time we are developing a new itinerary for our adventures not only in Patagonia (Chile and Argentina) but also in other areas of the two countries.

California Native scouts, Lee and Ellen Klein, enjoy glacier in Straits of MagellanIn the first of three weeks of travel in the region, we were able to set foot on Cape Horn (as far south as you can get without being in Antarctica), hiked an island in the Straits of Magellan, crunched our way up an ice field fjord in a zodiac, trekked in Torres del Paine National Park in the shadows of the snow-capped towers, visited the largest and the longest glaciers in Argentina, and even hiked up the glacier itself (crampons on!).

And, that was just our first week! There is a lot of excitement to be had in this region, and The California Native is constantly adding adventures so that you can join us in experiencing these wonders. Stay tuned for more on Patagonia and Argentina.